<div layer1="text-s"></div><div class="tz-paragraph">新车第一年后保险杠撞了一个坑，有必要报保险吗，第一年报保险后面保费会上涨吗</div><div layer1="text-e"></div><br /><div layer1="img-s"></div><div class="tz-picture"><img src="http://club2.autoimg.cn/album/g31/M02/F4/CB/userphotos/2024/03/14/11/500_ChxoHmXybamACSMdAAh08chrGOI828.jpg" style="height:1126px;width:1500px"  /></div><div layer1="img-e"></div><br /><div layer1="img-s"></div><div class="tz-picture"><img src="http://club2.autoimg.cn/album/g31/M05/F4/CB/userphotos/2024/03/14/11/500_ChxoHmXybaqAVh2MAAkqgmPpGRo660.jpg" style="height:1126px;width:1500px"  /></div><div layer1="img-e"></div><br />

后保险杠被撞了一个坑